| 2022 | 2023 | 2024 | 2025 | |
|---|---|---|---|---|
| Profitability | ||||
| ROA | 1.05% | 0.99% | 1.06% | 1.04% |
| ROE | 13.9% | 12.1% | 13.0% | 12.4% |
| NIM(Annual) | 3.13% | 3.27% | 3.19% | 3.11% |
| CI Ratio | 39.9% | 38.3% | 37.5% | 38.8% |
| Credit Cost Ratio | 0.55% | 0.91% | 0.93% | 0.87% |
| Asset Quality | ||||
| Substandard & Below Ratio | 0.62% | 0.86% | 0.91% | 1.23% |
| Delinquency Ratio | 0.58% | 0.93% | 1.13% | 1.38% |
| NPL Coverage Ratio | 168.0% | 143.4% | 139.7% | 104.6% |
| Capital Adequacy | ||||
| BIS Ratio | 13.51% | 14.05% | 14.29% | 14.71% |
| Tier1 Ratio | 12.66% | 13.38% | 13.64% | 14.10% |
| CET1 Ratio | 11.39% | 12.15% | 12.21% | 12.58% |