| 2021 | 2022 | 2023 | 2024 | |
|---|---|---|---|---|
| Profitability | ||||
| ROA | 0.96% | 1.05% | 0.99% | 1.06% |
| ROE | 12.8% | 13.9% | 12.1% | 13.0% |
| NIM(Annual) | 2.86% | 3.13% | 3.28% | 3.19% |
| CI Ratio | 46.2% | 39.9% | 38.3% | 37.5% |
| Credit Cost Ratio | 0.31% | 0.55% | 0.91% | 0.93% |
| Asset Quality | ||||
| Substandard & Below Ratio | 0.55% | 0.62% | 0.86% | 0.91% |
| Delinquency Ratio | 0.48% | 0.58% | 0.93% | 1.13% |
| NPL Coverage Ratio | 161.0% | 168.0% | 143.4% | 139.7% |
| Capital Adequacy | ||||
| BIS Ratio | 13.09% | 13.51% | 14.05% | 14.29% |
| Tier1 Ratio | 11.55% | 12.66% | 13.38% | 13.64% |
| CET1 Ratio | 10.30% | 11.39% | 12.15% | 12.21% |