ROE(Cumulative)
Substandard & Below Ratio
CET1 Ratio
| 2020 | 2021 | 2022 | 2023 | |
|---|---|---|---|---|
| Profitability | ||||
| ROA | 0.77% | 0.96% | 1.05% | 0.99% |
| ROE | 10.1% | 12.8% | 13.9% | 12.1% |
| NIM(Annual) | 2.66% | 2.86% | 3.13% | 3.28% |
| CI Ratio | 51.0% | 46.2% | 39.9% | 38.3% |
| Credit Cost Ratio | 0.47% | 0.31% | 0.55% | 0.91% |
| Asset Quality | ||||
| Substandard & Below Ratio | 0.67% | 0.55% | 0.62% | 0.86% |
| Delinquency Ratio | 0.57% | 0.48% | 0.58% | 0.93% |
| NPL Coverage Ratio | 134.1% | 161.0% | 168.0% | 143.4% |
| Capital Adequacy | ||||
| BIS Ratio | 13.22% | 13.09% | 13.51% | 14.05% |
| Tier1 Ratio | 11.43% | 11.55% | 12.66% | 13.38% |
| CET1 Ratio | 10.05% | 10.30% | 11.39% | 12.15% |